How to open Starling bank account in a few easy steps

How to open Starling bank account – Are you looking to open an account with one of the best leading virtual/online banks ever, well, Starling Bank offers the best opportunity to manage your finances in real-time from the comfort of your location.

As a British institution, Starling Bank doubles as a neobank that provides current and business accounts in the UK.

Starling is hereby committed to sustainable banking alongside eco-friendly initiatives, this is given the fact that it launched the first UK MasterCard made from recycled plastic.

Services offered by Starling Bank

If you run a business, or looking for a virtual personal account, Starling Bank has ideal products that meet your taste, class, and lifestyle.

• Teen account
• Joint account
• Euro account
• Personal current account, etc.

Feature of Starling Bank’s current account

However, if you are looking the leverage on the Starling current account as a business owner, be sure to study and understand how this account works following the under-listed features;

• Access to arrays of financial products through the Marketplace
• You’ll earn 0.05% interest on your balance
• Notification for transactions/payments is instant
• It comes with a specialized feature that provides bespoke insight into your spending, you’ll be advised against overspending in case you are trying to exceed your boundaries.
• You can manage your MasterCard through the app
• Seamless money transfer feature
• Availability of overdraft, though optional, and available on eligibility.

How does Starling Bank work?

Using Sterling Bank comes with its benefits.

You’ll be able to withdraw, set up direct debits, and deposit money, upon withdrawal or deposit, you’ll get instant notification, which makes it easy to track your spending.

Requirements to open a Starling bank account

As an online bank, you will need to download and install the Starling mobile app, with that out of the way, arrange for the below details;

• You’ll need Proof of address, which includes but is not limited to any of these; A recent bank statement of account not later than 90 days, a recent council tax, tenancy agreements, credit card statements, and government letters, etc.
• Proof of ID is required in any of these; Passport, UK residence permit, or EU/EEA ID card, as well as a photocard driver’s license.
• Starling Bank mobile app
• Internet-enabled mobile phones, laptops, etc.

How to open a Starling bank account

Having made the afore-listed documents available, kindly head over to Google, Apple, or Huawei gallery to download and install the Starling mobile app, available for Android and IOS operating systems.

Create a new account following the onscreen steps with your phone number and other details, you are required to take a video selfie, as well as a photo of your documents, and upload it to confirm your identity.

Be sure to use the account to transfer money, receive deposit, deposit cheque, pay bills, etc.

Expect your account within 24 hours or less on successful application.

Can anyone open a Starling Bank account?

So long you meet the account opening requirements, which are usually online, Starling Bank welcomes all nationalities, and it’s not dependent on whether you are resident in the UK.

To get you onboard on the application, a quick check is conducted on you at a UK Credit Reference Agency before your account is approved.

How long does it take to get a starling bank account?

Your application is being processed almost immediately, and you should expect to be advised of your account status before or within 24 hours.

How do I open a Starling bank account on my phone?

You need just a smartphone with an internet connection, and a valid photo ID such as a passport or UK driving license as the case may be.

How much cash can you put into a Starling bank account?

If you are looking to run the Starling business current account, kindly be informed that it has a cash deposit limit of 5,000 Pounds a day for sole traders and 100,000 Pounds per Calendar year.

Which is better between Monzo or Starling?          

Comparatively, the two virtual banks have top ranking in the league of online banks, however, and according to trust pilot, Monzo has a score of 4.2 out of 5, while Starling has a slightly higher score of 4.3.

Users have mentioned how easy it is to use both apps, rest assured they have a fee-free overseas use.

Can you transfer money to Starling Bank?

Sure, you can add money to your Starling account using any of the below methods;

• Bank transfer with your Starling account number and sort code
• Cash deposit via any Post office across the UK.
• Pay in a check, be sure to submit cheques under 1,000 pounds in the app, then post cheques over 1,000 Pounds to the bank.

Does Starling Bank need ID?

You are required to provide a valid government-issued photo ID, as well as a video selfie, a verification will be sent to you as soon as your account is verified.

How long does Starling take to transfer money?  

When you send money, payment will be sent into the recipient’s account instantly, In rare cases, payments could take up to two hours to arrive.

How much can I withdraw from Starling Bank?    

You have a window to complete up to six withdrawals per day, with a daily limit of 300 pounds. Kindly be informed that this limit cannot be increased, however, you can use your debit card for transactions up to 10,000 Pounds per day.

How do I cash a check at Starling Bank?

Kindly open your Starling mobile app, locate the main menu, then select “Deposit cheques and Cash select Deposit a cheque.

Follow the on-screen prompts to submit your cheques.

Final thoughts

You can open a joint account, but each of the signatories needs to have a Starling bank account and be in the same room when starting the account application.

Check your mobile app, tap on your profile, click open a new account, tap joint account, and you’ll be prompted to complete your application.